Updated August 18, 2025
Lease Buyout Calculator
Should you buy your leased car? Compare the buyout cost to market value and see if purchasing makes financial sense.
Lease Buyout Details
Enter your lease buyout terms and vehicle information
💡 Tip: Check KBB, Edmunds, or Carvana for current market value. Your residual value is in your lease agreement.
Buyout Analysis
Residual Value$18,000.00
Buyout Fees$350.00
Total Buyout Cost$18,350.00
Market Value$22,000.00
Immediate Equity+$3,650.00
Financing Options
Configure financing if you don't want to pay cash
Financing Summary
Monthly Payment
$426.76
Loan Amount$18,350.00
Total Loan Cost$20,484.30
Total Cost of Ownership$20,484.30
Buyout Recommendation
Buy Recommended
Great deal! Buy your lease. You'll have $3,650 in immediate equity, meaning the car is worth more than the buyout cost.
Immediate Equity
+$3,650
Market value vs buyout
Net Gain/Loss
+$1,516
Including financing costs
Total Investment
$20,484
All-in cost to own
✅ Consider Buying If:
- • Market value exceeds buyout cost by $2,000+
- • You love the car and want to keep it
- • The vehicle is in excellent condition
- • You've stayed under mileage limits
- • You can get favorable financing terms
❌ Consider Returning If:
- • Buyout cost significantly exceeds market value
- • The vehicle has high mileage or wear issues
- • You want a different car or newer technology
- • Financing terms are unfavorable
- • You prefer the predictability of leasing