Carvia Logo

Free Lease Buyout Calculator 2025

Should you buy your leased car? Compare the buyout cost to market value and see if purchasing makes financial sense.

Buyout Analysis
Value Comparison
Smart Decisions

Calculate Lease Buyout Value

Determine if buying your lease makes financial sense

Lease Buyout Details

Enter your lease buyout terms and vehicle information

💡 Tip: Check KBB, Edmunds, or Carvana for current market value. Your residual value is in your lease agreement.

Buyout Analysis

Your lease buyout cost breakdown

Residual Value$18,000.00
Buyout Fees$350.00
Total Buyout Cost$18,350.00
Market Value$22,000.00
Immediate Equity+$3,650.00

Financing Options

Configure financing if you don't want to pay cash

Financing Summary

Your financing cost breakdown

Monthly Payment

$426.76

Loan Amount$18,350.00
Total Loan Cost$20,484.30
Total Cost of Ownership$20,484.30

Buyout Recommendation

Get personalized advice on your lease buyout decision

Buy Recommended

Great deal! Buy your lease. You'll have $3,650 in immediate equity, meaning the car is worth more than the buyout cost.

Immediate Equity

+$3,650

Market value vs buyout

Net Gain/Loss

+$1,516

Including financing costs

Total Investment

$20,484

All-in cost to own

✅ Consider Buying If:

  • • Market value exceeds buyout cost by $2,000+
  • • You love the car and want to keep it
  • • The vehicle is in excellent condition
  • • You've stayed under mileage limits
  • • You can get favorable financing terms

❌ Consider Returning If:

  • • Buyout cost significantly exceeds market value
  • • The vehicle has high mileage or wear issues
  • • You want a different car or newer technology
  • • Financing terms are unfavorable
  • • You prefer the predictability of leasing

Save Your Results

Create a free Carvia account to save your calculation and access 20+ more car tools

Save to Account

Email Your Results

Get your detailed calculation results delivered to your inbox with expert insights

Email Results

Download PDF Report

Get a professional PDF report with charts, analysis, and recommendations

Download PDF

Get More Tools

Subscribe to our newsletter for weekly car buying tips and access to exclusive tools

Newsletter Signup

Frequently Asked Questions

Everything you need to know about lease buyouts