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Smarter Risk. Smarter Growth.

Carvia helps insurers and warranty providers reduce risk and increase conversions with embedded VIN intelligence, underwriting data, and lead targeting.

Who We Serve

Comprehensive solutions designed for every type of insurance provider

Auto Insurance Providers

Personal and commercial auto insurance companies seeking better risk assessment

Extended Warranty & Protection Plan Vendors

Companies offering vehicle protection plans and extended warranty services

Commercial & Fleet Insurers

Specialized insurers covering commercial vehicles and fleet operations

Why Insurers Choose Carvia

Powerful tools designed to enhance risk assessment and boost customer acquisition

Access title brands, incident history, and VIN-level data at quote or claim time

Get comprehensive vehicle intelligence when you need it most—during the quoting process or when processing claims for accurate risk assessment.

Cross-sell warranty plans based on verified vehicle condition

Leverage detailed vehicle condition data to offer targeted warranty and protection plans that match the actual state of the vehicle.

Smart remarketing to reach past customers and expired policies

Identify and re-engage customers with expired policies using intelligent targeting based on vehicle ownership and policy history.

Capture pre-qualified leads already engaged with vehicle reports

Connect with prospects who are actively researching vehicles and are more likely to be in the market for insurance or warranty coverage.

Use Cases

Practical applications that drive real results for insurance providers

Risk Underwriting Data

Use verified history and condition insights to better assess vehicle value and risk—before coverage is issued.

Title Brand Alerts

Instantly flag branded or salvage titles to avoid insuring high-risk vehicles or trigger tiered pricing.

Total-Loss History for Pricing

Make smarter pricing and replacement decisions with visibility into past total-loss incidents.

Pre-Inspection VIN Reports

Automate and streamline pre-quote inspections with embedded vehicle history summaries.

Warranty Cross-Sell Based on Vehicle Condition

Target offers to the right vehicles at the right time using data-driven eligibility and need signals.

Qualified Lead Generation

Acquire shoppers at the moment they're engaging with VIN-specific reports—ready to protect their purchase.

Turn Data Into Revenue

Partner with Carvia to improve pricing, reduce risk, and grow your policy base.