Free Buy vs Lease Calculator 2025
Compare the true costs of buying versus leasing and get personalized recommendations based on your financial situation and driving needs.
Compare Buy vs Lease
See which option makes more financial sense for you
Vehicle Information
Enter the vehicle details for comparison
Buying Option
Purchase the vehicle with financing
Buying Results
Your purchase financing details
Monthly Payment
$613.15
Leasing Option
Lease the vehicle with monthly payments
Leasing Results
Your lease payment details
Monthly Payment
$428.89
Recommendation
Compare your options and get personalized advice
Buying saves approximately $12,456 over 3 years. Better for those who drive more, want to build equity, or plan to keep the car longer.
Monthly Payment Difference
$184.26
Lease is lower
Net Cost Difference
$12,456
Over 3 years
Equity Built
$21,494
Buy only (lease = $0)
✅ Choose Buying If:
- • You drive more than 15,000 miles per year
- • You want to build equity in the vehicle
- • You plan to keep the car for many years
- • You don't mind handling maintenance after warranty
- • You want unlimited customization options
✅ Choose Leasing If:
- • You prefer lower monthly payments
- • You like driving newer cars with latest features
- • You drive less than 12,000-15,000 miles per year
- • You want warranty coverage for most repairs
- • You prefer predictable costs and no resale hassle
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Frequently Asked Questions
Everything you need to know about buying vs leasing