Car Affordability Calculator
Calculate how much car you can afford based on your income, debts, and budget. Get personalized recommendations for your car buying budget.
Budget Calculator
Financial Planning
Smart Shopping
Calculate Your Car Affordability
Enter your financial information to see how much car you can afford
Financial Information
Enter your income and debt information
Credit cards, student loans, other loans
Loan Terms
Enter your preferred loan terms
Affordability Results
Your personalized car buying budget
$70,964.57
Maximum Car Price
Maximum Loan Amount:$65,964.57
Down Payment:$5,000.00
Monthly Payment:$1,260.00
Total Monthly Cost:$1,510.00
Debt-to-Income Ratio:35.2%
Recommendation: Based on the 28% rule, you can afford a car up to $70,964.57.
Budget Breakdown
Monthly cost analysis
Car Payment:$1,260.00
Insurance:$150.00
Maintenance:$100.00
Total Monthly Cost:$1,510.00
Available Income: $4,500.00 per month
After paying existing debts
Remaining Budget: $2,990.00 per month
For other expenses and savings
Frequently Asked Questions
Everything you need to know about car affordability